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Business Accounts Brochure
ECONOMY BUSINESS CHECKING
Designed especially for
start-ups and at-home businesses with low to moderate
transaction activity.
| Minimum Opening Deposit: |
$100 |
| Monthly Service Charge: |
$10 or waived with an average daily ledger balance of $2,500 |
| Interest: * |
Non-interest bearing checking account |
| Activity Based Service Charges: |
- Allows 15 checks, $0.25 per check in excess of 15
- Allows 10 deposits, $2 per deposit in excess of 10
- Allows 50 items deposited, $0.25 per item in excess of 50
- See Schedule of Fees & Charges for individual item costs
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| Other Benefits: |
- Free Internet Banking and Telephone Banking access
- Business Bill Pay
- Visa® Business Check Card
- Merchant Bank Card Services
- Cash Management Services
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BASIC BUSINESS CHECKING
Are you looking for basic business banking
services at a reasonable price? Basic Business is a
perfect fit for your small business needs. Basic Business
is designed for limited account activity, but it's loaded
with extra features.
| Minimum Opening Deposit: |
$250 |
| Monthly Service Charge: |
$25 or waived with an average daily ledger balance of $5,000 |
| Interest: |
Non-interest bearing checking account |
| Activity Based Service Charges: |
- Allows 50 checks, $0.20 per check in excess of 50
- Allows 20 deposits, $1.50 per deposit in excess of 20
- Allows 100 items deposited, $0.15 per item in excess of 100
- See Schedule of Fees & Charges for individual item costs
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| Other Benefits: |
- Free Internet Banking and Telephone Banking access
- Business Bill Pay
- Visa® Business Check Card
- Merchant Bank Card Services
- Cash Management Services
|
ANALYZED BUSINESS
CHECKING
Analyzed
Business Checking is our premier business account.
There are no minimum balance requirements, and monthly
fees
are based on account activity. Analyzed Business Checking is
a perfect fit for your business because you only pay
for the services that you use.
| Minimum Opening Deposit: |
$500 |
| Monthly Service Charge: |
Based on Account Analysis |
| Interest: |
Non-interest bearing checking account |
| Activity Based Service Charges: |
- See Schedule of Fees & Charges for individual item costs
- Earnings credit allowance on investable balances is used to offset service charges and is calculated by applying a tiered rate to your average available balance
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| Other Benefits: |
- Free Internet Banking and Telephone Banking access
- Business Bill Pay
- Visa® Business Check Card
- Merchant Bank Card Services
- Cash Management Services
- Unlimited check writing & withdrawals
- Analysis statement detailing your account activity & service fees available online
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BUSINESS
INTEREST CHECKING
Keep your cash reserves working for you with a Business Interest Checking account! Earn interest on all balances. This account is available to sole proprietorships, estates, trusts, non-profit organizations, public agencies and legal service trust accounts.
| Minimum Opening Deposit: |
$1,000 |
| Monthly Service Charge: |
$45 or waived with an average daily ledger balance of $10,000 ($7,500 for State Bar accounts) |
| Interest: * |
Two tiers:
$0 - $24,999.99,
$25,000.00 and above
Two tiers for legal service trust accounts:
$0 - $9,999.99,
$10,000.00 and above
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| Activity Based Service Charges: |
- Allows 50 checks, $0.20 per check in excess of 50
- Allows 25 deposits, $1.50 per deposit in excess of 25
- Allows 100 items deposited, $0.15 per item in excess of 100
- No per item costs for legal service trust accounts
- See Schedule of Fees & Charges for individual item costs
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| Other Benefits: |
- Free Internet Banking and Telephone Banking access
- Business Bill Pay
- Visa® Business Check Card
- Merchant Bank Card Services
- Cash Management Services
|
* Variable rate may change daily and interest is compounded daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Please contact us for current rates.
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